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Joseph Caskey
Mortgage Loan Officer
Legacy Lending U.S.A. · NMLS #1850952
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Phone
480-773-5379Licensed In
AZ · CA · CO · FL · GA · ID · NM · NV · OR · TX · UT · WA
Hours
Mon – Fri: 8am – 6pm MST
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Common Questions
Frequently Asked Questions
How quickly can I get pre-approved?
In most cases, Joseph can issue a pre-approval letter within 24–48 hours of receiving your documentation.
Is there a cost for a consultation?
No — consultations with Joseph are completely free and come with no obligation.
What documents do I need to get started?
Typically: two years of tax returns, recent pay stubs, two months of bank statements, and a government-issued ID. Joseph will walk you through exactly what is needed for your situation.
Do you work with first-time homebuyers?
Absolutely. Joseph specializes in guiding first-time buyers through every step of the process — from pre-approval to closing.
Joseph Caskey · NMLS #1850952 · Legacy Lending U.S.A. · Company NMLS #2477223 · Licensed in AZ, CA, CO, FL, GA, ID, NM, NV, OR, TX, UT, WA. This is not a commitment to lend. All loans subject to credit approval.