About Us

My Journey in Finance: From Passion to Profession

Hello and welcome! My name is Joseph Caskey and I've been involved in the mortgage industry since 2016.

Joseph Caskey, Mortgage Loan Officer at Legacy Lending U.S.A.

Joseph Caskey

Mortgage Loan Officer

NMLS #1850952

Meet Joseph

Your Dedicated Mortgage Partner

Hello and welcome to my page! My name is Joseph Caskey and I've been involved in the mortgage industry since 2016. My journey began as a loan processor, a role where I cultivated my understanding of the mortgage process from the ground up. This foundation allowed me to transition to a loan officer position in 2018, a role I've passionately embraced ever since.

Over the years, I've seen the ins and outs of this industry, and I've committed myself to offering top-tier service and products. I understand the weight of homeownership dreams, and I've made it my mission to make these dreams a reality for my clients. Whether you're a first-time homebuyer or a seasoned investor, my priority remains the same – YOU.

Outside of crunching numbers and helping clients, you'll find me spending quality time with my adorable dog, Rae. Much like how I guide my clients through their mortgage journey, Rae leads me on many an adventure, reminding me of the importance of finding joy in the little moments.

Licensed in 12 states
Mortgage industry since 2016
Loan officer since 2018
Client-first, always

18+

Years of Experience

2007

Founded

1,000+

Loans Disbursed

12

States Licensed

How We Do Business

Legacy Lending U.S.A. — Our Story

Welcome to Legacy Mortgage and Investment Corporation, d.b.a. Legacy Lending U.S.A. Since our inception in July of 2007, we have firmly established ourselves as a top-tier mortgage brokerage, dedicated to serving the diverse needs of our clientele.

At the helm of our esteemed organization is our owner and CEO, James Caskey. With an industry footprint dating back to 1996, James brings to the table unparalleled expertise, a wealth of knowledge, and a fervent commitment to ensuring every client feels understood, valued, and supported.

Client-Centric Approach

Legacy Lending U.S.A. is more than just a company – we consider ourselves a beacon in the mortgage industry. While many in this field might see clients as mere transactions, we see an opportunity for lifelong partnerships. Our approach is both personal and professional, embodying the essence of a true "people's mortgage company."

A Legacy of Trust

In our journey over the years, we've recognized the importance of trust. By keeping our clients at the heart of all we do, we ensure that every transaction we oversee not only paves the way for homeownership but also forges a legacy of trust, commitment, and mutual respect.

Transparency at Heart

When you choose to partner with Legacy Lending U.S.A., you're not just securing a mortgage – you're becoming a part of our legacy, a legacy where your dreams, ambitions, and needs always come first. We're here to cultivate lifetime clients, and we take immense pride in every journey we embark on together.

Ready to Get Started?

Let's Make Your Homeownership Dream a Reality

Whether you're buying your first home or refinancing, Joseph is ready to guide you every step of the way.

Joseph Caskey · NMLS #1850952 · Legacy Lending U.S.A. · Company NMLS #2477223 · NMLS #1504747 · NMLS #168482 · Company MB: 0909777 · Licensed in AZ, CA, CO, FL, GA, ID, NM, NV, OR, TX, UT, WA. Represented as Legacy Mortgage and Investment Corporation in the State of California. This is not a commitment to lend. All loans subject to credit approval. nmlsconsumeraccess.org