Making Home Loans Easy!

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Empathetic Financial Assistance
Empowering Your Dreams: Our Company's Purpose

Legacy Lending U.S.A. is more than just a company – we consider ourselves a beacon in the mortgage industry. While many in this field might see clients as mere transactions, we see an opportunity for lifelong partnerships and clients. Our approach is both personal and professional, embodying the essence of a true "people's mortgage company."

Putting Your Dreams Within Reach
A Legacy of Trust: Our Journey in Financial Services

In our journey over the years, we've recognized the importance of trust. By keeping our clients at the heart of all we do, we ensure that every transaction we oversee not only paves the way for homeownership but also forges a legacy of trust, commitment, and mutual respect.

Simplify Your Borrowing
A Trusted Partner in Your Financial Journey

When you choose to partner with Legacy Lending U.S.A., you're not just securing a mortgage – you're becoming a part of our legacy, a legacy where your dreams, ambitions, and needs always come first. We're here to cultivate lifetime clients, and we take immense pride in every journey we embark on together.

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About Me

Your Ambitions, My Commitment: Loan Services

Hello and welcome to my page! My name is Joseph Caskey and I’ve been involved in the mortgage industry since 2016. My journey began as a loan processor, a role where I cultivated my understanding of the mortgage process from the ground up. This foundation allowed me to transition to a loan officer position in 2018, a role I’ve passionately embraced ever since. Over the years, I’ve seen the ins and outs of this industry, and I’ve committed myself to offering top-tier service and products.

I understand the weight of homeownership dreams, and I’ve made it my mission to make these dreams a reality for my clients. Whether you’re a first-time homebuyer or a seasoned investor, my priority remains the same – YOU. 

Let' s Connect

Request For A Free Consultation

Start with a Free Loan Consultation

Licensed States

Legacy Lending USA

Where We Operate & Facilitate Mortgages

Words of Appreciation

A Glimpse into Success Stories

Julie Malinowski

Joseph at Legacy Lending was absolutely wonderful to work with. He was attentive, patient, and made me feel like my needs were important to him. He bent over backwards to help my husband and I purchase our home, ensuring we understood the process along the way. I would definitely recommend Joseph and Legacy Lending to anyone looking to purchase a home with as little stress as possible. Thank you!!

Austin Manke

Working with Joseph Caskey was absolutely amazing. As an agent, I have worked with many different lenders, but Joseph stands out as one of the most caring, professional, attentive, and knowledgeable lenders I’ve ever worked with. He truly cared about getting my client into a home, and went above and beyond to ensure a smooth transaction. I hope to get to work with him again soon!

Sally cuellar

Just want share this! I have worked a with James in the past I have purchased 2 homes and James and his team work very hard together, to guide me and all documents and application were user friendly.James works for you! To get the best quotes, due to the rates going high, he recommended me to buy down point. I was very please with my interest rate. thank you ! Lending legacy

Loan Programs

Elevate Your Borrowing Experience

Home Purchases

Seeking financing for a home or other real estate? Picking the right loan product that aligns with your aspirations and ensuring you snag the best rate for your situation can sometimes feel like a never-ending puzzle.


Contemplating refinancing options for your home or other properties? Navigating the world of refinancing, ensuring you select a product aligned with your objectives, and securing the optimal rate for your situation can sometimes feel like a complex game.


A reverse mortgage is essentially a loan tailored for folks who are 62 years or older. These types of loans, known as HECM reverse mortgages, are backed by the Federal Housing Administration (FHA).


Manufactured homes, often referred to as "mobile homes," offer excellent housing solutions. Contrary to what the name suggests, these homes aren't on the go. You'd ideally set up a mobile home in a designated manufactured home community or on a piece of land you own.


If you're an enterprising individual living in the U.S. with an ITIN number, you're in luck. Our ITIN Mortgage Program is designed to bring homeownership within reach, especially for immigrant hopefuls in areas rich in cultural diversity that have traditionally been underserved.


A VA loan is a type of home loan in the U.S. that's got the backing of the U.S. Department of Veterans Affairs (VA). It's given out by special approved lenders. This loan is especially for American veterans or their partners who haven't remarried.

Our Features

We can give best facilities

Lower Rates

We will customize a loan based on the amount of cash your company need.

Quick and Easy

We provide online instant cash loans with quick approval that suit you.

No Payment Penalty

Get Credit Within 24 hours! Up to 98% Cash Withdrawal Facilities

Taking the First Step: Loan Application

Are you ready to take the next step towards your financial goals? Let us guide you through a simple process to discover the perfect loan solution tailored to your unique needs.