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About Us

About Me

My Journey in Finance: From Passion to Profession

Hello and welcome to my page! My name is Joseph Caskey and I’ve been involved in the mortgage industry since 2016. My journey began as a loan processor, a role where I cultivated my understanding of the mortgage process from the ground up. This foundation allowed me to transition to a loan officer position in 2018, a role I’ve passionately embraced ever since. Over the years, I’ve seen the ins and outs of this industry, and I’ve committed myself to offering top-tier service and products.

I understand the weight of homeownership dreams, and I’ve made it my mission to make these dreams a reality for my clients. Whether you’re a first-time homebuyer or a seasoned investor, my priority remains the same – YOU. Outside of crunching numbers and helping clients, you’ll find me spending quality time with my adorable dog, Rae. Much like how I guide my clients through their mortgage journey, Rae leads me on many an adventure, reminding me of the importance of finding joy in the little moments.

How We Do Business

Legacy Lending U.S.A. – Our Story

Welcome to Legacy Mortgage and Investment Corporation, d.b.a. Legacy Lending U.S.A. Since our inception in July of 2007, we have firmly established ourselves as a top-tier mortgage brokerage, dedicated to serving the diverse needs of our clientele.

At the helm of our esteemed organization is our owner and CEO, James Caskey. With an industry footprint dating back to 1996, James brings to the table unparalleled expertise, a wealth of knowledge, and a fervent commitment to ensuring every client feels understood, valued, and supported.

Why Choose Us

Your Pathway to Reliable Loans

Client-Centric Approach

Legacy Lending U.S.A. is more than just a company – we consider ourselves a beacon in the mortgage industry. While many in this field might see clients as mere transactions, we see an opportunity for lifelong partnerships and clients. Our approach is both personal and professional, embodying the essence of a true "people's mortgage company." We don't simply aim to meet client needs – we strive to anticipate them, adapt to them, and consistently deliver beyond expectations.

A Legacy of Trust

In our journey over the years, we've recognized the importance of trust. By keeping our clients at the heart of all we do, we ensure that every transaction we oversee not only paves the way for homeownership but also forges a legacy of trust, commitment, and mutual respect.

Transparency at Heart

When you choose to partner with Legacy Lending U.S.A., you're not just securing a mortgage – you're becoming a part of our legacy, a legacy where your dreams, ambitions, and needs always come first. We're here to cultivate lifetime clients, and we take immense pride in every journey we embark on together.

Experience And Expertise

Partnering for Your Holistic Financial Success

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Years Of Experience
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Taking the First Step: Loan Application

Are you ready to take the next step towards your financial goals? Let us guide you through a simple process to discover the perfect loan solution tailored to your unique needs.